Medical & Travel Insurance

International students (including group students) must have appropriate and current medical and travel insurance while studying in New Zealand.

Any student who arrives on their first day of study at Kauri Academy without appropriate insurance will be required to purchase insurance before commencing their programme.

Eligibility For Health Services

Most international students are not entitled to public -funded health services while in New Zealand. If you receive medical treatment during your visit, you may be liable for the full costs of that treatment. Full details on entitlements to publicly-funded health services are available through the Ministry of Health, and can be viewed on their website at http://www.moh.govt.nz.

Accident Insurance

The Accident Compensation Corporation provides accident insurance for all New Zealand citizens, residents and temporary visitors to New Zealand, but you may still be liable for all other medical and related costs. Further information can be viewed on the ACC website at http://www.acc.co.nz.

Appropriate Insurance for International Students

Student travel insurance cover should provide cover into and out of New Zealand at the beginning and/or the end of their study, and/or during any holiday breaks of the study. ACC does not cover injuries and accidents happening overseas, and the risk associated with holiday trips outside New Zealand should also be cover by the student insurance policy

Students are free to purchase insurance from any insurance provider. However, student travel insurance policies must cover all the following aspects:

Health cover while in New Zealand

• Medical expenses incurred for the treatment of illness and/or injury (in excess of ACC cover) that requires surgery and/or hospitalisation – unlimited sum insured
• Medical evacuation related to serious illness and injuries – unlimited sum insured
• Emergency dental treatment
• Costs for family members’ travel in the event that the student suffers a serious illness or injury.

Repatriation, search and rescue

• Repatriation and expatriation in the event a student has to return home following an injury or illness which interrupts their study plans
• Return of mortal remains/funeral expenses - including travel costs for family members, repatriation of remains, and funeral costs
• Search and rescue operation to locate the insured.

Travel into and out of New Zealand

• Missed flights or delays for travels into and out of New Zealand
• Medical expenses incurred for the treatment of an illness and injury incurred during the travel.

Personal liability

• Negligence causing bodily injury (including death) of another person or loss of or damage to property
• False arrest and wrongful detention.

Kauri Academy will require evidence of an appropriate insurance policy at enrolment. In addition to the insurance policy Kauri Academy will also require the student to provide (in English) a written attestation from their insurance provider that the student’s travel insurance policy is consistent with the above guidelines for appropriate insurance for international students.

Kauri Academy recommends one of the following New Zealand insurance providers as their travel insurance policies cover all the required aspects of appropriate insurance for international students. Students will not be required to provide the additional attestation if purchasing international student travel insurance from the following recommended providers.

Recommended New Zealand Insurance Providers